Give employees more of what they really want by optimizing your benefits plan.
A Brief History of Benefits in Canada
There’s a reason benefits are overpriced and undervalued, especially for small businesses.
A Brand New Perk
During a nationwide wage freeze seventy years ago, creative business owners supplemented wages with the first-ever health benefits packages. This new and rare perk became their greatest tool for attracting and retaining employees.
An Unavoidable Cost
As benefits grew more common, they stopped being a point of differentiation. Today, their absence is all that’s noticed, so despite rising costs, businesses are compelled to keep offering them just to remain competitive.
A Captive Industry
After years of consolidation, a handful of benefits carriers hold all the power in the market. They set premiums and withhold information about what drives costs, so owners must either accept ever-increasing rates or shop the plan—but even that comes with the headaches of switching carriers.
Let’s Put the Customer Back in the Driver’s Seat
The old way of doing benefits works for insurance companies—not employers or their employees. It’s time for a fresh approach that prioritizes your needs.
Knowledge is Power
You shouldn’t feel in the dark when spending thousands of dollars, so we bring you behind the scenes of how your plan is being used so you can make informed decisions.
Customized Coverage
A one-size-fits-all plan doesn’t work for anyone; we’ll help choose coverage options based on employees’ needs and your budget that make every dollar count.
Ongoing Optimizations
Instead of the stress of annual plan renewals, meet with your Advisor every six months to review claims and adjust the plan to improve the efficiency of coverage.
New Benefits Models Change the Game
Most benefits carriers say nice things about how they can help employees live their best lives—but haven’t changed anything to provide extra value in decades. EIO is finally doing something different with three innovations on standard benefits.
Benefits Employees Can Use
All the coverage in the world won’t help employees if submitting claims is too confusing, difficult, or time-consuming. So, we’ve partnered with PBAS—Canada’s largest independent benefits administrators.
Claims Made Easy
Submit claims in seconds online or on mobile
Digital Cards
Set up direct-billing with service providers and pharmacies
Account Overviews
See plan designs and claims history on an online portal
Human Support
Get questions answered with on-call support agents
Getting Started With EIO
Book a Discovery Call
Review your existing coverage with an Advisor to see what’s driving costs and find opportunities to improve your coverage— no commitment required!
Choose the Right Plan For You
Your Advisor will work with our team to create 2-3 custom benefits solutions that offer immediate improvements to your plan.
Make Your Plan Better and Better
Meet with your Advisor every six months to analyze plan usage so you can continue to tweak coverage options.
Tell a Friend!
We know we can offer better benefits to every Canadian business; connect us with another owner in need and we’ll reward you both!
Learn How to Give More to Your Employees
Book a discovery call to learn how an EIO Advisor can help you
optimize your benefits!
